WHAT DO WE SPECIALIZE IN?
Our team specializes in inter-generational wealth management. In most cases, we deal with two, and sometimes even three generations of the same family. Once we understand the family dynamics, and the overall financial picture of the family, the next step is to tailor an individualized wealth management and investment plan for the entire family. Whereas the older generations are focused on tax and estate planning, how to best continue their legacy and pass in on to the next generation(s) in the most efficient way possible, the younger generations tend to focus on learning about how early or future inheritances will affect them and instead need help on learning about financial planning and investing. Our goal is to marry the needs of each generation, so that that needs of all are met.
IT'S A TEAM EFFORT
We have two people to personally answer your phone call, give advice and help with your questions. Our corporate team puts Estate Planning Specialists, Will and Estate Consultants, and Financial Planning Specialists at your disposal, and we rely on these specialists to work in conjunction with you, your lawyer, your accountant, and other family members. We act as quarterback in ensuring that all the players are working from the same game plan.
SERVICE PLAN
Our formal Service Plan ensures there will be regular contact and portfolio reviews. The reviews can be done in person at our office, another RBC DS office, your home, online via WebEx, or over the phone. Our Service Plan is tailored to you and the frequency of them can be modified in order to better serve you.
WHAT'S IMPORTANT TO YOU
I think it's safe to say these subjects are the focus of nearly everyone's financial life
- Planning for retirement, pensions, annuities, RRSPs, RRIFs, TFSAs, FHSAs, and investment accounts
- Estate plans wills, trusts, life insurance, heirs, and charitable giving
- Income protection, asset protection, life insurance, disability insurance, and critical illness insurance
- Assist children college/university, living expenses
- Assist parents retirement, long-term care
The solution to the above issues is a by-product of recognizing the need and then dealing with it. There's value in the expertise we bring to bear when helping you identify and deal with these major interests.
MEASURING SUCCESS
Investment performance isn’t the only measure of success. Our role as Advisors is much broader it includes helping you determine your risk tolerance, allocating to appropriate asset classes, establishing a path through complex financial issues, and establishing integrated tax planning.
OUR COMMITMENT
Our commitment is to be your Chief Financial Officer and help you with your investment needs and long-term financial goals. We are here to serve you and your family with our in-house experts. We encourage you to reach out to us to explore how we can help you meet your family's needs in the most holistic way possible.
